William A. Loving is chairman of the Independent Community Bankers of America® (ICBA), the only national trade association that exclusively represents community banks. President and CEO of Pendleton Community Bank in Franklin, W.Va., Loving has served ICBA and the industry for many years. An ICBA Securities director, he served as past chairman of the Federal Delegate Board of Directors, Congressional Affairs, Regulation Review and Membership\Marketing Committees, and has served on the Bylaws, Education, Policy Development, Lending and Political Action Committees. Loving is a past president of the Community Bankers of West Virginia, where he serves as board member, Legislative Committee member, and PAC chairman. Loving has testified before Congress and the Securities and Exchange Commission’s Advisory Committee on Smaller Public Companies on community banking issues such as Basel III and regulatory burden. He participated in the FDIC’s “The Future of Community Banking” Conference and has also represented ICBA at the Federal Reserve’s public meeting on HMDA, the FDIC’s roundtable on deposit insurance and other venues on regulatory priorities and issues. Active in many professional and civic organizations, Loving serves as a member of the Executive Committee-West Virginia Bankers Title, and the Pendleton County Economic and Community Development Authority. A charter board member of the Pendleton County Chamber of Commerce and Pendleton County Convention and Visitors Bureau, he has served as chairman of both organizations and was awarded the chamber’s inaugural Business Person of the Year award in 2010. He is also a past Trustee of the Graduate School of Banking at LSU and instructor at the WV School of Banking.
Loving studied at Concord College and Beckley College and holds ICB’s Certified Lender Business Banker designation. He is a graduate of the Graduate School of Banking at LSU, the Stonier Graduate School of Banking, and the Executive Banking Institute’s Professional Master of Banking through the Graduate School of Banking at LSU. He lives in Franklin, W.Va., with his wife, Cindy. They have two adult daughters, Jennifer Johnson and Melisa Pyka.